模拟完整实时风控流程：黑名单→规则→评分→决策

solve()

决策汇总:
decision
approve             30
reject_model        15
reject_blacklist     5

决策详情:
    id         decision  prob
228994 reject_blacklist  0.45
476826 reject_blacklist  0.58
592395 reject_blacklist  0.48
385641 reject_blacklist  0.48
 94321 reject_blacklist  0.44
393463          approve  0.44
647205     reject_model  0.52
751534          approve  0.40
249625          approve  0.45
632024     reject_model  0.52
285017          approve  0.38
444595     reject_model  0.53
437552          approve  0.49
298181          approve  0.46
251438          approve  0.37
278786          approve  0.49
175162          approve  0.48
507449          approve  0.48
133710          approve  0.46
273239          approve  0.44
 44688          approve  0.41
401603     reject_model  0.52
360776     reject_model  0.51
  9095     reject_model  0.52
 50058          approve  0.48
453032          approve  0.48
394101          approve  0.44
521206          approve  0.47
578079     reject_model  0.50
665434     reject_model  0.51
176049          approve  0.45
730859          approve  0.45
182599     reject_model  0.50
517320          approve  0.43
188780          approve  0.39
109743     reject_model  0.56
 73341          approve  0.39
354572          approve  0.45
 90234     reject_model  0.51
439081     reject_model  0.50
479021     reject_model  0.53
675055          approve  0.49
537965     reject_model  0.51
331070          approve  0.40
192398     reject_model  0.50
361362          approve  0.43
349720          approve  0.47
546878          approve  0.48
186338          approve  0.47
   167          approve  0.40