实现备付金账户余额预警低于阈值告警

def solve():
    from pyodide.http import open_url
    account_types_csv = open_url("https://data.zuihe.com/dbd/payment/state_08/account_types.csv").read()
    payment_channels_csv = open_url("https://data.zuihe.com/dbd/payment/state_08/payment_channels.csv").read()
    accounts_csv = open_url("https://data.zuihe.com/dbd/payment/state_08/accounts.csv").read()
    transfers_csv = open_url("https://data.zuihe.com/dbd/payment/state_08/transfers.csv").read()
    clearing_batches_csv = open_url("https://data.zuihe.com/dbd/payment/state_08/clearing_batches.csv").read()
    channel_stats_csv = open_url("https://data.zuihe.com/dbd/payment/state_08/channel_stats.csv").read()
    import sqlite3, pandas as pd
    from io import StringIO
    conn = sqlite3.connect(':memory:')
    pd.read_csv(StringIO(accounts_csv)).to_sql('accounts', conn, index=False, if_exists='replace')
    row = pd.read_sql_query("SELECT balance FROM accounts WHERE account_type_id=5", conn).iloc[0]
    threshold = 10000000.0
    if row['balance'] < threshold:
        print(f"备付金不足，当前余额{row['balance']:.2f}元，低于阈值{threshold:.2f}元")
    else:
        print(f"备付金充足，当前余额{row['balance']:.2f}元")
    conn.close()